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Interest Rates

In 1981 the average 30-year fixed rate was a staggering 18.45 percent, up from 8 percent just four years earlier. Then over the course of the next seven years, rates declined to less than 10 percent.

Since then, rates have remained in a narrow band, fluctuating from approximately 7 percent to nearly 10 percent in 1989. In the New Century, the band has fluctuated from 5-7 percent.

              

 

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